Glendale Chapter 13 Bankruptcy Attorney
Chapter 13 "Reorganization" Bankruptcy
Are you struggling with heavy debts that you cannot repay, but you have
a regular income? Do you have assets, such as equity in your home or other
real estate that you do not want liquidated in a
Chapter 7 bankruptcy? If so, then you may qualify for Chapter 13 bankruptcy protection.
Known as "reorganization" bankruptcy, Chapter 13 gives you 3-5
years to repay your debts – including late mortgage payments –
with a monthly payment that fits your budget and no interest charges.
To learn more about Chapter 13 bankruptcy, you should speak to a Glendale
bankruptcy lawyer at
RJB Law Offices. Our firm offers a free consultation so that you can discuss your financial
situation and find out how our firm can help you.
RJB Law Offices has helped thousands of people pay off their debts and
save their businesses and homes through Chapter 13 bankruptcy. Our lawyers
speak Armenian, Spanish and Tagalog and are committed to helping people
who are threatened with foreclosure or legal judgments to solve their
financial problems and get a fresh start. The moment you file, you are
protected from any threats of
wage garnishments or repossession. Any collection calls or creditor harassment must stop.
What to Expect with Your Chapter 13 Bankruptcy
As part of the initial qualification interview, you will need to provide
all your income, assets, bills and expenses. As long as you have enough
"disposable income" after you pay your living expenses, the
court will allow you to work out a 3- to 5-year plan to repay your debts
including late mortgage payments. In some cases, second mortgages can
be eliminated by the court altogether.
At RJB Law Offices, we will stand beside you throughout the process and
represent your best interests in court to ensure your assets are protected
and your debt is completely handled. By making the regular payments to
resolve your debt, you will be able to rebuild your credit very rapidly
when you complete your bankruptcy program. Come in today and find out
more about Chapter 13 bankruptcy.