Glendale Chapter 7 Bankruptcy Lawyer

What Chapter 7 Bankruptcy Does

If you are submerged underneath high credit card and other unsecured debt, Chapter 7 bankruptcy could wipe out all of your debt and give you a new start.  Most people who use Chapter 7 are able to keep all of their assets (clothing, appliances, car, etc.) and the court discharges all your unsecured debts.  To learn whether you qualify for Chapter 7 bankruptcy protection, you should speak to a Glendale bankruptcy attorney at Ray Bulaon Law Offices.  Receive a free consultation to discuss your situation and learn if you are eligible.

We have helped thousands of people wipe out their credit card and other debts since 2001 and have lawyers who speak Armenian, Spanish and Tagalog.  We are committed to helping people who have been trapped by the downward economic spiral of the last few years and who want a chance to get a new start.  The entire process can be done in only a few months and you will be able to begin rebuilding your credit by making regular payments and applying what you learn in the mandatory credit counseling program you will receive.

Chapter 7 Bankruptcy Attorney in Glendale

There are certain non exempt debts you will need to remain responsible for, including child support and alimony, most taxes and other legal fines or debts.  The moment you file for Chapter 7 bankruptcy, the court will order a "stay" which stops creditor harassment and any further collection calls.  We will stand by throughout the entire process and help you file the necessary forms and be with you when you make your appearance in bankruptcy court. 

As part of the initial qualification interview you will need to provide your last six months of income to establish your average income.  This will be compared to the median income of other families of the same size in your city or county.  If it is equal to or less, you will qualify for Chapter 7 bankruptcy.  If your income is higher than the median, you will need to do an additional "means test" which factors in your bills and expenses to see if you can qualify.  Come into our offices today to find out more.

Contact a Chapter 7 Bankruptcy Lawyer in Glendale and discover if you qualify to have your unsecured debt eliminated