Glendale Chapter 7 Bankruptcy Lawyer
What Does Chapter 7 Bankruptcy Do?
If you are struggling under extremely high credit card and other unsecured
debt, Chapter 7 bankruptcy could wipe out all of your debt and give you
a new start. Most people who use Chapter 7 are able to keep all of their
assets (clothing, appliances, car, etc.) and the court discharges all
your unsecured debts. A Glendale bankruptcy attorney at
RJB Law Offices can help you learn whether you qualify for Chapter 7 bankruptcy protection.
Call today for a free consultation to discuss your situation and learn if you are eligible.
The Benefits of Chapter 7 Bankruptcy
There are certain non-exempt debts you will need to remain responsible
- Child support and alimony
- Most taxes
- Other legal fines / debts
The moment you file for Chapter 7 bankruptcy, the court will order a "stay"
creditor harassment and any further collection calls. We will stand by throughout the entire
process and help you file the necessary forms and be with you when you
make your appearance in bankruptcy court.
We have helped thousands of people wipe out their credit card and other
debts since 2001 and have lawyers who speak Armenian, Spanish and Tagalog.
We are committed to helping people who have been trapped by the downward
economic spiral of the last few years and who want a chance to get a new start.
The entire process could be done in just a few months and you will be able to begin rebuilding your credit by making regular
payments and applying what you learned in the mandatory credit counseling
program you will receive.
Consult a Bankruptcy Attorney in Glendale
As part of the initial qualification interview, you will need to provide
your last six months of income to establish your average income. This
will be compared to the median income of other families of the same size
in your city or county. If it is equal to or less, you will qualify for
Chapter 7 bankruptcy. If your income is higher than the median, you will
need to do an additional "means test," which factors in your
bills and expenses to see if you qualify. Visit us today to find out more.