Glendale Foreclosure Lawyer
Are You on the Road to Foreclosure?
If you are several months delinquent in your mortgage payments, you may
be concerned that your home is in immediate danger of being foreclosed
upon. You should know that the average time it takes for homes to be foreclosed
upon is about 120 days from start to finish. If you work with a qualified
attorney to contest the foreclosure, delay it, or file for
bankruptcy, it may be possible for the process to take longer.
In our state, the most commonly used method of foreclosure is a non-judicial
one, which means that there is no court action involved. In the majority
of cases, there is a "power of sale" provision in your trust
deed which states that a trustee has the power to sell your home if your
mortgage loan has been defaulted on. If this process is set in motion
by consistent non-payment on your loan, the trustee will sell your home
at auction, as a representative of the lender.
A Glendale bankruptcy attorney from
RJB Law Offices understands the sense of urgency that is needed in foreclosure cases.
If you believe that foreclosure on your home may be imminent, or even
if the process has already begun, there are legal remedies that can be
pursued that may halt the process, or put it off for a number of months.
Choosing the Right Foreclosure Attorney
Our foreclosure team has been protecting homeowners' rights under federal
and state law for many years. We will meet with you and ensure that you
are educated about how the foreclosure process works, and assess your
current financial situation. Based on what we discover, we will help you
determine which of one of a number of options may work best for you, including
loan modification, short sale, deed in lieu, or bankruptcy. Don't give up hope. We are
committed to helping you ease your financial burden.