Glendale Lien Stripping Lawyer
What Is Lien Stripping?
Many homeowners have been confronted with their home's value dropping so far below what they still owe on their mortgages that they are faced with the decision of whether to face foreclosure or attempt to renegotiate their loans. If your home has decreased in value below what you currently owe on your first mortgage, you may be able to eliminate your second or even third mortgages through lien stripping. Under Chapter 13 bankruptcy, your unsecured liens can be stripped off (discharged) as unsecured debts as part of the court proceeding. To learn more about this process, you should speak to a Glendale bankruptcy attorney at RJB Law Offices.
We have helped thousands of homeowners keep their homes through the use of Chapter 13 bankruptcy protection since 2001. Our attorneys speak Spanish, Tagalog, and Armenian and are dedicated to helping our clients who are faced with overwhelming debt and threatened foreclosure to keep their homes and protect their assets by filing for Chapter 13 bankruptcy. You can protect your assets and home while paying off your debt interest free.
Contact RJB Law Offices of online or call (888) 907-7063 to make an appointment. Your initial consultation is free!
Lien Stripping Attorney In Glendale
If you qualify for Chapter 13 bankruptcy, any threats of foreclosure, wage garnishment or repossession will be stopped. The court will issue a "stay" which means you will no longer be called by your creditors or collection agencies. The bankruptcy court will review all your unsecured debts and, depending on your income level and how much "disposable income" you have to pay towards your unsecured debts, you may not need to pay anything to have the liens on your home discharged. Chapter 13 is a "reorganization" program that allows a person to pay off some or all of their debt in three to five years. The court decides which debts you must pay and how much of each debt you are responsible for. Your bankruptcy lawyer can explain this to you in more detail. Call us today to learn about lien stripping and find out if you are eligible.
Contact a Glendale debt relief lawyer today to learn if it is possible to eliminate the liens or additional mortgages you have on your home by filing for Chapter 13 bankruptcy.
REAL STORIES FROM REAL PEOPLE
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Past Client
Discussing my situation with Ray was incredibly helpful.
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Past Client
My husband and I are very pleased with how RJB Law Office helped us in our financial situation and appreciate the continues tips to better ourselves in our finances and building up our credit.
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Past Client
Excellent service and very good advice.
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Past Client
Genuine, capable and kind.
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Past Client
Ray and his firm took great care of us during difficult times.
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Past Client
Attorney Bulaon was attentive, personable, professional, and clearly explained all the available options.
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I would like to take a moment to say that I am truly grateful for your professional and personal assistance in this matter.
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I just want to thank you for helping me through this difficult time. My life is finally moving forward.
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We are as grateful as those who have sought your help and are now enjoying a debt-free life.
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Thank you for helping us in time of need. Now we can start a new life.
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Thank you so much for accommodating us and your sound advice.
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You were all very caring, professional and understanding through it all. Thank God that we came across Atty. Ray Bulaon.
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I am telling all my friends, if they have financial problems, go to RJB Law Offices and surely, they will be helped.
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Thank you for everything. You will always be included in our prayers.
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We can breathe easier now. We wish to thank you and all the members of your office.
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Your help has made me emotionally and financially stable. Now I have the chance to move forward.
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The experience, honesty and integrity of your law firm have helped me and many others get that chance to build a better financial future.