Life After Bankruptcy

Post-Bankruptcy Living

Once you have been through the nightmare that led up to a bankruptcy and have come out on the other side, discharge in hand or repayment plan established, you will feel a great sense of relief and freedom.  In the midst of this relief also lies many continuing questions about what happens next in your life.  Though the ground upon which you now stand will no doubt be firmer, difficult decisions will still need to be made and a Glendale bankruptcy attorney can provide trusted guidance on credit restoration and establishing realistic financial goals.

As you move forward, it will be critical for you to stick closely to a well-constructed and workable budget.  It is important that you maintain steady employment.  You must also be committed to paying your bills in full and on time and keeping a positive balance in your bank account without fail.  Obtaining credit reports regularly and disputing any errors contained on them will be key.  Although traditional credit and loan opportunities will be scarce, by maintaining and paying an unsecured credit card on time, you can soon open up better options.  If you filed for Chapter 7, your bankruptcy will remain on your credit report for ten years, and up to seven years after a Chapter 13 bankruptcy.  Though these marks will place definite restrictions upon you and can lead to frustration, by sticking to your new financial plan and reproving your creditworthiness, the effects of such limitations can be mitigated quite effectively.

After the storm has passed, knowing exactly what to do next can be disconcerting.  When the team from Ray Bulaon Law Offices is on your side, you will not be abandoned during or after the bankruptcy process.  We know that you will have many important questions about how to proceed after your discharge, and our attorneys are committed to making sure you are well on the pathway towards a brighter future.

We have helped thousands of clients reclaim their financial freedom.  Contact a Glendale Bankruptcy Lawyer to find out more on post-bankruptcy life.