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Being Harrased by Debt Collectors? RJB Law Offices is Here to Protect Your Legal Rights.

Fair Debt Collection Practices Act

Legal Protection from Debt Collection Harassment

Economic times are undoubtedly tough and many people are within the jaws of unmanageable debt. What once seemed to be manageable loans and liabilities are now made impossible by unemployment, insufficient savings, an unexpected medical problem, or other financial hardships. Yet nobody is deserving of unethical or abusive behavior on the part of those attempting to collect on a debt. You have strong protections under the law that prevent this sort of behavior, and a Glendale bankruptcy lawyer can provide aggressive counsel to bring abuse to an end.

Passed by Congress in 1977, the Fair Debt Collection Practices Act (FDCPA) is intended to eliminate abusive creditor harassment and to promote fair consumer credit collections. It provides for a consumer's rights to dispute debts and lays out penalties for collectors who break the law.

When attempting to collect a debt, creditors must always:

  • Clearly identify themselves
  • Provide name and address of the original creditor
  • Verify a debt in writing
  • Notify a person of their rights to dispute a debt
  • Follow proper legal procedure if filing a lawsuit

They are forbidden to engage in such behavior as contacting you by postcard, calling you outside of certain hours, using profane or deceitful language, continuing to contact you once you have provided a written request for an end to communication, to publish your name and address, or to report false data to credit bureaus. You may even be eligible to receive monetary damages if a collector has violated the FDCPA, causing you undue distress or suffering.

Knowledgeable Help from Our Glendale Bankruptcy Attorney

If you are being harassed by creditors, you can feel extremely anxious and unprotected. The team at RJB Law Offices can provide much-needed legal counsel in these difficult times and can provide hope for relief and a brighter future. Options such as bankruptcy are a beginning, not an end. Our attorneys are not only well-versed, capable and knowledgeable from a legal standpoint, but also are empathetic and caring about your needs.

Contact a Glendale bankruptcy attorney today for legal counsel you can trust!

Why Work With RJB Law Offices?

We Put Your and Your Needs First.
  • We've helped thousands of people and businesses find debt relief.

  • We are known for honest, knowledgeable, and client-focused service.

  • We are a multi-lingual firm with attorneys who are fluent in English and Tagalog.

  • We will treat you, like we treat all our clients, with respect and decency.

Highly Recommended by Our Clients

See How We've Helped Clients Just Like You Overcome Their Debt Issues
  • “Thank you so much for accommodating us and your sound advice.”

  • “We are as grateful as those who have sought your help and are now enjoying a debt-free life.”

  • “I would like to take a moment to say that I am truly grateful for your professional and personal assistance in this matter.”

  • “The experience, honesty and integrity of your law firm have helped me and many others get that chance to build a better financial future. ”

  • “Your help has made me emotionally and financially stable. Now I have the chance to move forward.”

  • “I am telling all my friends, if they have financial problems, go to RJB Law Offices and surely, they will be helped.”

  • “You were all very caring, professional and understanding through it all. Thank God that we came across Atty. Ray Bulaon.”

  • “Thank you for everything. You will always be included in our prayers.”

  • “I just want to thank you for helping me through this difficult time. my life is finally moving forward.”

  • “Thank you for helping us in time of need. Now we can start a new life.”

  • “We can breathe easier now. We wish to thank you and all the members of your office.”

End Your Debt Nightmare

Get the Help of RJB Law Offices Today
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