Ray Bulaon was born in the Philippines and immigrated to the United States
when he was 16 years old. After coming to America, he and his wife struggled
financially as a young law student with a family to care for, job losses,
and a seemingly never-ending stream of bills. Ray learned firsthand what
it means to suffer under the weight of debt and feel as if there is nowhere
to turn for help for protection against creditors.
Later, upon completing his studies and earning his Juris Doctorate degree,
Ray was admitted to the California Bar in 1997. After 7 years of work
as a paralegal and an attorney at one of the state’s largest bankruptcy
firms, he decided to head out on his own and begin his own practice, what
is now RJB Law Offices, in 2001. Ever since, he has successfully aided
more than 4,000 individuals and businesses in Chapter 7 and Chapter 13
bankruptcy. He is licensed to practice in all State courts as well as
the United States District Courts in the Central and Southern Districts
Outside of his legal practice, Ray can be found spending time with his
wife, Sarah, and their three children, Jessi, Jake and Josh. Ray is dedicated
to his family and believes that they should always take priority.
Ray is passionate about putting his education and experiences to work to
help others overcome their difficult financial circumstances. With an
understanding that trying financial times can befall anyone and a dedication
to acting quickly to protect his clients’ interests, Ray has what
it takes to help you conquer your financial struggles and get on track
towards a debt-free future.