Glendale Loan Modification Lawyer
What Is Loan Modification?
When you do a loan modification, you are changing the terms of the original mortgage for the purpose of lowering your mortgage payments and making them more affordable. Changes can be made to the interest rate, term or monthly payment amount of the loan.
An experienced Glendale bankruptcy attorney from RJB Law Offices can help you to better understand what a loan modification is and how it may be an option if you are having difficulty making your monthly mortgage payment. Our highly capable legal team is extremely well versed in the legal aspect of mortgage documents and can help you understand your legal rights under your loan agreement.
Contact RJB Law Offices online or call (888) 907-7063 for a free consultation with a loan modification lawyer.
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Is Loan Modification Right for Me?
There are a number of reasons for you to consider modifying the loan on your home. The number one reason that homeowners modify their home loans is because they have fallen behind on making their mortgage payment and may be in danger of foreclosure. Another reason may be that they have experienced a life situation, such as an illness, and need to lower mortgage payments so they are better able to manage their medical bills.
Before calling your lender about a possible loan modification, it is important for you to understand the process, initial questions to ask when calling, what lenders normally look at when reviewing a loan modification request, and what to expect once your application is submitted. It is also important for you to know and understand what options may be available to you should your loan modification be denied.
When is Loan Modification a Good Option?
Loan modification may be an option if:
- You have an ARM (Adjustable Rate Mortgage)
- You have a fixed rate mortgage with a high interest rate
- You are having problems refinancing your loan
- You are experiencing a financial hardship
- You are currently in foreclosure or want to prevent foreclosure
- You do not have any equity in your home
- You will have difficulty making your current mortgage payment
- Your mortgage is higher than the current value of your home
Call a Glendale Loan Modification Lawyer at (888) 907-7063
Meeting with an attorney experienced in loan modification may help you to reduce the stress and worry you may be experiencing related to your mortgage difficulties.
Contact our Glendale attorney today for advice on how to modify your mortgage.
REAL STORIES FROM REAL PEOPLE
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Past Client
Discussing my situation with Ray was incredibly helpful.
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Past Client
My husband and I are very pleased with how RJB Law Office helped us in our financial situation and appreciate the continues tips to better ourselves in our finances and building up our credit.
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Past Client
Excellent service and very good advice.
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Past Client
Genuine, capable and kind.
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Past Client
Ray and his firm took great care of us during difficult times.
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Past Client
Attorney Bulaon was attentive, personable, professional, and clearly explained all the available options.
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I would like to take a moment to say that I am truly grateful for your professional and personal assistance in this matter.
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I just want to thank you for helping me through this difficult time. My life is finally moving forward.
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We are as grateful as those who have sought your help and are now enjoying a debt-free life.
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Thank you for helping us in time of need. Now we can start a new life.
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Thank you so much for accommodating us and your sound advice.
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You were all very caring, professional and understanding through it all. Thank God that we came across Atty. Ray Bulaon.
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I am telling all my friends, if they have financial problems, go to RJB Law Offices and surely, they will be helped.
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Thank you for everything. You will always be included in our prayers.
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We can breathe easier now. We wish to thank you and all the members of your office.
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Your help has made me emotionally and financially stable. Now I have the chance to move forward.
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The experience, honesty and integrity of your law firm have helped me and many others get that chance to build a better financial future.