Glendale Bankruptcy Attorney

Bankruptcy

In today's economy, many hard-working people have found themselves facing increasing debt with insufficient income to keep up their payments.  Many business owners struggle when their sales decrease and their overhead continues rising.  If either of these situations sounds familiar, you should learn how bankruptcy could help you escape this economic nightmare.  You should speak to a Glendale bankruptcy lawyer at Ray Bulaon Law Offices.  Receive a free consultation and we answer all your questions.  We have helped thousands of clients solve their financial problems through bankruptcy since 2001.  Our lawyers speak Spanish, Tagalog (Filipino) and Armenian.  We provide legal services and information in the following areas:  bankruptcy, Chapter 7 bankruptcy, Chapter 13 bankruptcy, lien stripping, foreclosure, loan modifications, debt settlement, business debt settlement, debt relief, IRS tax resolution, creditor harassment, wage garnishment, Fair Debt Collections Practice Act, why hire a bankruptcy attorney?, benefits of bankruptcy, bankruptcy exemptions, the bankruptcy process, credit restoration, Is bankruptcy right for me?, and life after bankruptcy.

Bankruptcy is only one of several programs that are available to help you resolve your financial worries.  When we review your particular situation we can explain what your best options are and how we can help you.  One of the immediate benefits of filing for bankruptcy is that all the creditor harassment will stop immediately.  Ending the collection calls and knowing your problems will soon be over can do a great deal for a person who has had to cope with the stress of overwhelming debt.  We will stand beside you every step of the way and walk you through each step until it is complete.

Bankruptcy Lawyer in Glendale

There are several different bankruptcy programs depending on your income, the amount of your debt and the types of assets you have.  Bankruptcy immediately protects you not only from collection calls but also from lawsuits, repossessions, foreclosure and other legal judgments.  The two most common types of bankruptcy protection are:

• Chapter 7 (Liquidation) - your unsecured debts will be discharged (cancelled), you will be able to retain all your personal possessions such as clothes, furniture and car, and you can start fresh with no debt.
• Chapter 13 (Reorganization) - if you have a steady income, you will be allowed up to five years to repay all your debts interest free with a payment that fits your budget. 

Both types of bankruptcy can help you handle credit card debt, medical bills, student loans, IRS and state taxes and late mortgage payments

All our attorneys are dedicated to helping people just like you who have been caught up by unexpected circumstances and want a chance to start again.

Contact a Glendale Bankruptcy Attorney and receive a free consultation to learn more about bankruptcy