Glendale Chapter 13 Bankruptcy Attorney

Chapter 13 (Reorganization) Bankruptcy

If you are struggling with increasing debt that you cannot repay but have a regular income and assets, such as equity in your home or other real estate you do not want liquidated in a Chapter 7 bankruptcy, you will probably qualify for Chapter 13 bankruptcy protection.  Called the "reorganization" bankruptcy, it allows you between three to five years to repay your debts, including late mortgage payments, with one monthly payment that fits your budget, and with no interest charges.  To learn more about Chapter 13 bankruptcy, you should speak to a Glendale bankruptcy lawyer at Ray Bulaon Law Offices.  Receive a free consultation to discuss your financial situation and find out how we can help you.

Our firm has helped thousands of people pay off their debts and save their businesses and homes through Chapter 13 bankruptcy.  Our lawyers speak Armenian, Spanish and Tagalog and are committed to helping people who are threatened with foreclosure or legal judgments to solve their financial problems and get a fresh start.  The moment you file, you are protected from any threats of foreclosure, wage garnishments or repossession.  Any collection calls or creditor harassment will stop.  

Chapter 13 Bankruptcy Lawyer in Glendale

As part of the initial qualification interview you will need to provide all your income, assets, bills and expenses.  As long as you have enough "disposable income" after you pay your living expenses the court will allow you to work out a payment plan that can last up to five years to repay your debts including late mortgage payments.  In some cases, second mortgages can be eliminated by the court altogether.  We will stand beside you throughout the process and represent your best interests with the court to ensure your assets are protected and your debt completely handled.  By making the regular payments to resolve your debt, you will be able to regain and build up your credit very rapidly when you complete your bankruptcy program.  Come in today and find out more about Chapter 13 bankruptcy.

Contact a Chapter 13 Bankruptcy Attorney in Glendale and learn how to protect your assets and property while you repay your debt interest free.