Glendale Debt Relief Attorney
What Is Debt Relief?
Debt relief can be defined as the options a person has at his or her disposal to eliminate or reduce their current debts. If someone is having trouble paying their mortgage, is consistently late with credit card payments, has started using up their savings to pay the bills, or has received a foreclosure notification on their home, it is safe to assume that some kind debt relief is needed.
It is crucial that these matters be addressed quickly and proactively before the consequences become extremely serious. A capable Glendale bankruptcy lawyer from RJB Law Offices has helped hundreds of consumers achieve debt relief without losing the home that they have worked so hard to keep.
There are a number of debt relief solutions, including:
- Bankruptcy – Filing for Chapter 7 or Chapter 13 bankruptcy may be considered if the circumstances warrant it.
- Loan Modification – We will help you understand possible options with your lender to change the interest rate, term or payment amount of your loan.
- Loan Forbearance – A creditor may agree to suspend loan payments for a number of months, allowing the debtor time to recuperate from financial difficulties of a temporary nature. Any missed payments would be made up at a later date. The option usually requires a stable and consistent payment history.
- Debt Consolidation – This is when all of your debts, such as loans and credit cards, are rolled into one big loan with one monthly payment, for several years.
- Debt Negotiation – As experienced attorneys, we will negotiate with your creditors to have them lower the total amount you owe on your debts.
Need Help Handling Your Debt?
If you are faced with an unbearable amount of debt and cannot see a way out, know that there are remedies available. Our firm can help you resolve your debt matter and discuss the appropriate solution for your particular situation. Come speak with us in a free initial consultation. We will analyze your debt situation and determine which alternatives will best fit your needs.
Contact a Glendale Debt Relief Lawyer today to discuss your debt relief options.
REAL STORIES FROM REAL PEOPLE
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Past Client
Discussing my situation with Ray was incredibly helpful.
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Past Client
My husband and I are very pleased with how RJB Law Office helped us in our financial situation and appreciate the continues tips to better ourselves in our finances and building up our credit.
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Past Client
Excellent service and very good advice.
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Past Client
Genuine, capable and kind.
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Past Client
Ray and his firm took great care of us during difficult times.
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Past Client
Attorney Bulaon was attentive, personable, professional, and clearly explained all the available options.
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I would like to take a moment to say that I am truly grateful for your professional and personal assistance in this matter.
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I just want to thank you for helping me through this difficult time. My life is finally moving forward.
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We are as grateful as those who have sought your help and are now enjoying a debt-free life.
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Thank you for helping us in time of need. Now we can start a new life.
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Thank you so much for accommodating us and your sound advice.
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You were all very caring, professional and understanding through it all. Thank God that we came across Atty. Ray Bulaon.
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I am telling all my friends, if they have financial problems, go to RJB Law Offices and surely, they will be helped.
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Thank you for everything. You will always be included in our prayers.
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We can breathe easier now. We wish to thank you and all the members of your office.
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Your help has made me emotionally and financially stable. Now I have the chance to move forward.
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The experience, honesty and integrity of your law firm have helped me and many others get that chance to build a better financial future.