Glendale Chapter 13 Bankruptcy Attorney
Chapter 13: "Reorganization" Bankruptcy
Are you struggling with heavy debts that you cannot repay, but you have a regular income? Do you have assets such as equity in your home or other real estate that you do not want liquidated in a Chapter 7 bankruptcy? If so, then you may qualify for Chapter 13 bankruptcy protection.
What Is Chapter 13 Bankruptcy?
Known as "reorganization" bankruptcy, Chapter 13 gives you 3-5 years to repay your debts – including late mortgage payments – with a monthly payment that fits your budget and no interest charges.
Speak to a Glendale bankruptcy lawyer at RJB Law Offices to learn more about Chapter 13 bankruptcy. Our firm offers a free, no-obligation consultation so that you can discuss your financial situation and find out how our firm could help you.
RJB Law Offices has helped thousands of people pay off their debts and save their businesses and homes through Chapter 13 bankruptcy. Our lawyers speak Armenian, Spanish and Tagalog and are committed to helping people who are threatened with foreclosure or legal judgments to solve their financial problems and get a fresh start.
The moment you file bankruptcy, you are protected from any threats of foreclosure, wage garnishments or repossession. Any collection calls or creditor harassment must stop. Ready to get a fresh start? Call (888) 907-7063 today!
What to Expect with Chapter 13 Bankruptcy
As part of the initial qualification interview, you will need to provide all your income, assets, bills and expenses. As long as you have enough "disposable income" after you pay your living expenses, the court will allow you to work out a 3- to 5-year plan to repay your debts including late mortgage payments. In some cases, second mortgages can be eliminated by the court altogether.
At RJB Law Offices, we will stand beside you throughout the process and represent your best interests in court to ensure your assets are protected and your debt is completely handled. By making the regular payments to resolve your debt, you will be able to rebuild your credit very rapidly when you complete your bankruptcy program. Come in today and find out more about Chapter 13 bankruptcy.
Contact a Chapter 13 bankruptcy attorney in Glendale to learn more about your options.