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Glendale Chapter 13 Bankruptcy Attorney

Chapter 13: "Reorganization" Bankruptcy

Are you struggling with heavy debts that you cannot repay, but you have a regular income? Do you have assets such as equity in your home or other real estate that you do not want liquidated in a Chapter 7 bankruptcy? If so, then you may qualify for Chapter 13 bankruptcy protection.

What Is Chapter 13 Bankruptcy?

Known as "reorganization" bankruptcy, Chapter 13 gives you 3-5 years to repay your debts – including late mortgage payments – with a monthly payment that fits your budget and no interest charges.

Speak to a Glendale bankruptcy lawyer at RJB Law Offices to learn more about Chapter 13 bankruptcy. Our firm offers a free, no-obligation consultation so that you can discuss your financial situation and find out how our firm could help you.

RJB Law Offices has helped thousands of people pay off their debts and save their businesses and homes through Chapter 13 bankruptcy. Our lawyers speak Armenian, Spanish and Tagalog and are committed to helping people who are threatened with foreclosure or legal judgments to solve their financial problems and get a fresh start.

The moment you file bankruptcy, you are protected from any threats of foreclosure, wage garnishments or repossession. Any collection calls or creditor harassment must stop. Ready to get a fresh start? Call (888) 907-7063 today!

What to Expect with Chapter 13 Bankruptcy

As part of the initial qualification interview, you will need to provide all your income, assets, bills and expenses. As long as you have enough "disposable income" after you pay your living expenses, the court will allow you to work out a 3- to 5-year plan to repay your debts including late mortgage payments. In some cases, second mortgages can be eliminated by the court altogether.

At RJB Law Offices, our bankruptcy attorneys in Glendale will stand beside you throughout the process and represent your best interests in court to ensure your assets are protected and your debt is completely handled. By making the regular payments to resolve your debt, you will be able to rebuild your credit very rapidly when you complete your bankruptcy program. Come in today and find out more about Chapter 13 bankruptcy.

Contact a Chapter 13 bankruptcy attorney in Glendale to learn more about your options.


  • Past Client

    Discussing my situation with Ray was incredibly helpful.

  • Past Client

    My husband and I are very pleased with how RJB Law Office helped us in our financial situation and appreciate the continues tips to better ourselves in our finances and building up our credit.

  • Past Client

    Excellent service and very good advice.

  • Past Client

    Genuine, capable and kind.

  • Past Client

    Ray and his firm took great care of us during difficult times.

  • Past Client

    Attorney Bulaon was attentive, personable, professional, and clearly explained all the available options.

    I would like to take a moment to say that I am truly grateful for your professional and personal assistance in this matter.

    I just want to thank you for helping me through this difficult time. My life is finally moving forward.

    We are as grateful as those who have sought your help and are now enjoying a debt-free life.

    Thank you for helping us in time of need. Now we can start a new life.

    Thank you so much for accommodating us and your sound advice.

    You were all very caring, professional and understanding through it all. Thank God that we came across Atty. Ray Bulaon.

    I am telling all my friends, if they have financial problems, go to RJB Law Offices and surely, they will be helped.

    Thank you for everything. You will always be included in our prayers.

    We can breathe easier now. We wish to thank you and all the members of your office.

    Your help has made me emotionally and financially stable. Now I have the chance to move forward.

    The experience, honesty and integrity of your law firm have helped me and many others get that chance to build a better financial future.


We Put You & Your Needs First
  • We will treat you, like we treat all our clients, with respect and decency.

  • We are a multi-lingual firm with attorneys fluent in English, Tagalog, and Armenian.

  • We are known for honest, knowledgeable, and client-focused service.

  • We've helped thousands of people and businesses find debt relief.


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