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Glendale Chapter 7 Bankruptcy Attorney

Guiding Clients to Debt Solutions. Call (888) 907-7063 Today.

If you are struggling under extremely high credit card and other unsecured debt, Chapter 7 bankruptcy could wipe out all of your debt and give you a new start. Most people who use Chapter 7 are able to keep all of their assets (clothing, appliances, car, etc.) and the court discharges all your unsecured debts after liquidation. A Glendale bankruptcy attorney at RJB Law Offices can help you learn whether you qualify for Chapter 7 bankruptcy protection.

Contact RJB Law Offices online at (888) 907-7063 for a free consultation to discuss debt relief with a Chapter 7 bankruptcy lawyer in Glendale. We speak English, Tagalog, and Armenian.

What Happens When I File for Chapter 7?

The moment you file for Chapter 7 bankruptcy, the court will order a "stay" which stops creditor harassment and any further collection calls. We will stand by throughout the entire process and help you file the necessary forms and be with you when you make your appearance in bankruptcy court.

Are There Non-Exempt Debts?

There are certain non-exempt debts you will need to remain responsible for, including:

  • Child support and alimony
  • Most taxes
  • Other legal fines / debts

How Long Does Bankruptcy Take?

The entire process could be done in just a few months. Once it's over, you will be able to begin rebuilding your credit by making regular payments and applying what you learned in the mandatory credit counseling program you will receive. Bankruptcy is not a life-ending event—rather, it is a chance to erase the past and get a fresh start on a brighter future!

Chapter 7 Eligibility

Are you in debt? Filing for Chapter 7 may be an option, but not everyone with debt can file for it. Below we go over the requirements for filing Chapter 7.

To be eligible for Chapter 7, you must:

  • Be an individual, a married couple, or a small business owner.
  • Determine whether or not your income is too high to file via the means test.
  • 180 days before filing, complete a credit counseling course.

You must also make sure that you have not:

  • Had a previous Chapter 7 discharge in the last 8 years.
  • Had a previous Chapter 13 discharge in the last 6 years
  • Had a previous chapter 7 bankruptcy dismissed in the last 180 days for certain reasons.

If you are considering bankruptcy and are unsure if you qualify, reach out to our Glendale Chapter 7 bankruptcy attorney for guidance. We can help evaluate your debt and your situation and determine if you qualify or see if this option is right for you.

Consult a Bankruptcy Attorney in Glendale

As part of the initial qualification interview, you will need to provide your last six months of income to establish your average income. This will be compared to the median income of other families of the same size in your city or county. If it is equal to or less, you will qualify for Chapter 7 bankruptcy. If your income is higher than the median, you will need to do an additional "means test," which factors in your bills and expenses to see if you qualify.

At RJB Law Offices, we have helped thousands of people wipe out their credit card and other debts since 2001 and have lawyers who speak Armenian, Spanish and Tagalog. We are committed to helping people who have been trapped by the downward economic spiral of the last few years and who want a chance to get a new start. Visit us today to learn more.

Contact our bankruptcy attorney to discover if you qualify to have your debt eliminated.


  • Past Client

    Discussing my situation with Ray was incredibly helpful.

  • Past Client

    My husband and I are very pleased with how RJB Law Office helped us in our financial situation and appreciate the continues tips to better ourselves in our finances and building up our credit.

  • Past Client

    Excellent service and very good advice.

  • Past Client

    Genuine, capable and kind.

  • Past Client

    Ray and his firm took great care of us during difficult times.

  • Past Client

    Attorney Bulaon was attentive, personable, professional, and clearly explained all the available options.

    I would like to take a moment to say that I am truly grateful for your professional and personal assistance in this matter.

    I just want to thank you for helping me through this difficult time. My life is finally moving forward.

    We are as grateful as those who have sought your help and are now enjoying a debt-free life.

    Thank you for helping us in time of need. Now we can start a new life.

    Thank you so much for accommodating us and your sound advice.

    You were all very caring, professional and understanding through it all. Thank God that we came across Atty. Ray Bulaon.

    I am telling all my friends, if they have financial problems, go to RJB Law Offices and surely, they will be helped.

    Thank you for everything. You will always be included in our prayers.

    We can breathe easier now. We wish to thank you and all the members of your office.

    Your help has made me emotionally and financially stable. Now I have the chance to move forward.

    The experience, honesty and integrity of your law firm have helped me and many others get that chance to build a better financial future.


We Put You & Your Needs First
  • We will treat you, like we treat all our clients, with respect and decency.

  • We are a multi-lingual firm with attorneys fluent in English, Tagalog, and Armenian.

  • We are known for honest, knowledgeable, and client-focused service.

  • We've helped thousands of people and businesses find debt relief.


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