Chapter 7 Bankruptcy Lawyer in Glendale
Guiding Clients to Debt Solutions. Call (888) 722-4046 Today.
If you are struggling under extremely high credit card and other unsecured debt, Chapter 7 bankruptcy could wipe out all of your debt and give you a new start. Most people who use Chapter 7 are able to keep all of their assets (clothing, appliances, car, etc.) and the court discharges all your unsecured debts after liquidation. A Glendale bankruptcy attorney at RJB Law Offices can help you learn whether you qualify for Chapter 7 bankruptcy protection.
Contact RJB Law Offices online at (888) 722-4046 for a free consultation
to discuss your situation!
Se habla Español. Services also available in Tagalog.
What Happens Wen I File for Chapter 7?
The moment you file for Chapter 7 bankruptcy, the court will order a "stay" which stops creditor harassment and any further collection calls. We will stand by throughout the entire process and help you file the necessary forms and be with you when you make your appearance in bankruptcy court.
Are There Non-Exempt Debts?
There are certain non-exempt debts you will need to remain responsible for, including:
- Child support and alimony
- Most taxes
- Other legal fines / debts
How Long Does Bankruptcy Take?
The entire process could be done in just a few months. Once it's over, you will be able to begin rebuilding your credit by making regular payments and applying what you learned in the mandatory credit counseling program you will receive. Bankruptcy is not a life-ending event—rather, it is a chance to erase the past and get a fresh start on a brighter future!
Consult a Bankruptcy Attorney in Glendale
As part of the initial qualification interview, you will need to provide your last six months of income to establish your average income. This will be compared to the median income of other families of the same size in your city or county. If it is equal to or less, you will qualify for Chapter 7 bankruptcy. If your income is higher than the median, you will need to do an additional "means test," which factors in your bills and expenses to see if you qualify.
At RJB Law Offices, we have helped thousands of people wipe out their credit card and other debts since 2001 and have lawyers who speak Armenian, Spanish and Tagalog. We are committed to helping people who have been trapped by the downward economic spiral of the last few years and who want a chance to get a new start. Visit us today to learn more.
Contact our bankruptcy attorney to discover if you qualify to have your debt eliminated.